Mortgage & Home Loan Calculator

Know your home loan to the
rupee - before you sign.

Estimate your EMI, see how much interest you really pay, and download a complete month-by-month repayment schedule.

Your loan details

Home value / Loan amount

₹

Down payment

₹

Interest

Tenure

Monthly EMI

₹34,713per month

Principal₹40,00,000

Total interest₹43,31,103

Total payable₹83,31,103

Repayment Schedule

See exactly where every payment goes

A year-by-year view of principal, interest and your falling balance.

Year	Principal Paid	Interest Paid	Balance
1	₹79,609	₹3,36,946	₹39,20,391
2	₹86,646	₹3,29,909	₹38,33,745
3	₹94,305	₹3,22,251	₹37,39,440
4	₹1,02,640	₹3,13,915	₹36,36,800

Unlock your complete schedule

Get the full month-by-month breakdown for all 20 years as a
downloadable file.

Free · Delivered instantly · Indicative figures

Standard reducing-balance EMI maths - the same method your lender uses.

Visualise principal vs interest so a longer tenure never surprises you.

Balance home-loan EMIs with your mutual fund investments on Ramaniya.

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